Business Loans
Choosing a Lending Marketplace
A lending marketplace packages your file and presents it to multiple lenders, so you compare competing offers instead of applying one at a time. Its value depends on lender depth, transparency about who sees your file, and clear disclosure that lenders — not the marketplace — make credit decisions.
What to look for
- Real lender depth across programs
- Clarity on fees and who your file goes to
- One coordinated submission, not scattered applications
- Disclosure that the marketplace is not the lender
Why a single submission matters
Applying to many lenders individually can strain your credit profile. A marketplace coordinates one well-packaged submission instead.
Our model
Tesni, LLC is a marketplace and broker. We package and submit your file; the lenders decide.
Frequently asked questions
Is a marketplace a lender?
No — it connects you with lenders who make the decisions.
Does a marketplace cost borrowers?
Ask about specific fees; terms are set by lenders.