Industries

Restaurant Funding

Restaurant financing covers working capital, kitchen equipment, buildout and acquisitions. Because restaurants carry thin margins and seasonal swings, lenders look closely at cash flow, lease terms and operator experience.

How we help

  • Working capital for payroll, food cost and seasonality
  • Equipment financing for kitchen and fit-out
  • SBA for acquisitions and owner-occupied property
  • Lease and cash-flow review matter most

Frequently asked questions

Is financing harder for restaurants?

Margins and seasonality make underwriting more careful, but experienced operators with clean numbers finance routinely.

SBA for a restaurant?

Yes — SBA is common for acquisitions, buildout and owner-occupied real estate.

Related

From the blog