Services
Commercial Real Estate Loans
Commercial real estate financing through Tesni Capital covers owner-occupied SBA real estate, conventional bank CRE and stabilized investor loans for office, retail, industrial and mixed-use property — commonly up to about 80% LTV depending on property type and borrower strength.
At a glance
| Property types | Office, retail, industrial, mixed-use, multi-family |
| Max LTV | Up to ~80% (varies by lender and property) |
| Structures | SBA owner-occupied, conventional, bridge-to-perm |
| Documents | Rent roll, leases, operating statements, financials |
| Appraisal | Required for most CRE transactions |
What this covers
- Owner-occupied SBA real estate and conventional CRE
- Investor and stabilized-asset loans
- Bridge options for acquisitions and value-add
- Property-level underwriting, not just personal income
Who it’s for
Investors and owner-occupants buying, refinancing or repositioning office, retail, industrial, mixed-use or multi-family property.
How it works
- Structure the deal — Match the property and plan to SBA, conventional or bridge financing.
- Prepare the package — Business financials plus the property package.
- Appraise and underwrite — The lender orders the appraisal and reviews the income.
- Close and fund — Complete title, insurance and closing.
What you’ll need
- Rent roll and leases
- Operating statements
- Business and personal tax returns
- Personal financial statement per guarantor
- Sources-and-uses statement
Frequently asked questions
What LTV can I get on commercial real estate?
Up to roughly 80% LTV depending on property type, condition and borrower strength.
Which property types do you finance?
Office buildings, retail centers, industrial warehouses, mixed-use and multi-family properties.